According to the FBI, most modern-day bank robberies are "unsophisticated and unprofessional crimes," committed by young male repeat offenders who apparently don't know the first thing about their business. This information was included in an interesting, amusing article titled "How Not to Rob a Bank," by Tim Clark, which appeared in the 1987 edition of The Old Farmers Almanac. Clark reported that in spite of the widespread use of surveillance cameras, 76 percent of bank robbers use no disguise, 86 percent never study the bank before robbing it, and 95 percent make no long-range plans for concealing the loot. Thus, he offered this advice to would-be bank robbers, along with examples of what can happen if the rules aren't followed: