An applicant for life insurance was finding it difficult to fill out the application. "What's the trouble?" the salesman asked. The man said that he was reluctant to answer the question about the cause of death of his father. The salesman wanted to know why. With some embarrassment the client explained that his father had been hanged. "Hanged!" The salesman pondered for a moment. "Just write: 'Father was taking part in a public function when the platform gave way.'"